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Timothy Smith


I am Timothy Smith, a seasoned professional with over a decade of experience in the Insurance Industry, specializing in claims handling as an Adjuster. Throughout my career, I have built a strong reputation for delivering exceptional service and expertise in assisting policyholders through challenging situations.

One of my proudest accomplishments is being ranked 10th out of 126 professionals in service levels for handling First Notice of Loss claims within a National Service Center. This achievement reflects my dedication, efficiency, and commitment to providing top-notch service to every client I work with.

Over the years, I have successfully managed claims in various states, including DE, PA, NJ, NY, RI, MA, MN, FL, SC, GA, TX, WA, CA, OR, CO, MD, IL, and MI. This breadth of experience has given me a deep understanding of regional regulations and policies, enabling me to navigate complex claims effectively and provide optimal solutions for my clients.

One of the most rewarding aspects of my role is supporting individuals through their most difficult situations and coaching them through the claims process. I have personally handled three fatality calls during my time in First Notice of Loss, and I take pride in my ability to remain composed and provide compassionate guidance during emotionally challenging times.

Additionally, I have developed expertise in working with adverse insurance carriers, specifically regarding subrogation and at-fault claims. My negotiation skills and comprehensive knowledge of insurance policies have allowed me to effectively advocate for my clients’ best interests and secure fair resolutions.

Another area where I have become a recognized expert is in condominium contracts, particularly in matters related to Deeds, Rules & Regulations, and Master Insurance Policies. My in-depth understanding of these complex contracts has made me a trusted resource in this specialized field.

Beyond my professional accomplishments, I am known for my strong interpersonal skills and ability to establish meaningful connections with clients and colleagues. I genuinely care about the well-being of those I work with and strive to provide the support and guidance they need throughout as an Independent Broker. 

In summary, my biography reflects my extensive experience, unwavering commitment to exceptional service, and ability to support individuals through challenging situations. I am proud to be a trusted professional within the Insurance Industry, and I look forward to continuing to make a positive impact in the lives of those I serve.

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